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Insurance — logbook Toyota RAV4 2008

Extended the OSAGO and CASCO contracts. After that, a letter was found from the insurance company, where it was written that I was a PPC, what a cool driver and they give me a discount =) I am
very pleased with my insurance company. Satisfied with the amount of CASCO - 67000, CMTPL this year 5700. We will try in the same spirit - to drive without accidents, lower the insurance amount, and repair, if anything - CASCO without a multiplying factor.

Z.Y. After inspecting the car, which spent exactly a day in the parking lot, a specific dent was found on the rear wheel arch extension from a car parked nearby - they opened the back door to me. We will change the expander =, ( Fortunately, this is painted plastic. I wonder what it is like for those owners of Ravs who do not have expanders?!
The freaks have already gotten their doors open at me and dumped! Evil is not enough!

Issue price: 72 700 ₽
214 Comments
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K
Katala 13.02.22

well, right!
discounts are not so nice :)

b
bimmi 13.02.22

I would definitely choose the latter! )

K
Katala 13.02.22

or a discount, or kisses in the ass :)
then it will be hard for her to choose :)

b
bimmi 13.02.22

Katala

Well, if more often, then Dimka will forbid her to insure there, next year :) :) :) :)

Vice versa! She should get even more discount! )

K
Katala 13.02.22

Well, the main thing here is that it does not become a habit :)

S
Shasash 13.02.22

=)
What if - no?

K
Katala 13.02.22

Well, if more often, then Dimka will forbid her to insure there, next year :) :) :) :)

b
bimmi 13.02.22

agree completely! ) )
and maybe more often ) )

K
Katala 13.02.22

bimmi

Ingos PPC what an expensive insurance office.
Er, it's really expensive. Does insurance pay off?

for that kind of money, they should come and kiss Irka in the ass once a month :)

S
Shasash 13.02.22

Well, good =)

b
bimmi 13.02.22

what kind of payments? ) )
I didn’t have insured events on Roma ) ) pah-pah )
on C4 they were - everything is fine )

S
Shasash 13.02.22

Ahh! So, what about payouts?

b
bimmi 13.02.22

No, I'm talking about mine) My coefficient in ROSNO is lower than the experience of 10 years) I have 11)
Whoever has less, there the numbers are already more than 40,000

S
Shasash 13.02.22

Dear... Therefore, it's better this way.

I have 6 years of experience, but insurance is considered from experience over 3 years, so it doesn’t matter ...

b
bimmi 13.02.22

clear) it costs 40,000 for mine, taking into account the experience of more than 10 years) even with this, I think that this is a lot for KIA)
and your car in the service is really expensive (

S
Shasash 13.02.22

I think your insurance will be less.
Taking into account the fact that my car is often stolen, Ingos does not ask to install any signalization and does not oblige garage storage / security.
The last time they found a chip on the rear disk — for replacement (it costs about 30,000 original).

b
bimmi 13.02.22

Those. would the repair cost more than these 60,000? Did you count?
It’s just that I don’t insure at all, for me throwing away such money is a crime against myself! )

S
Shasash 13.02.22

Justifies! The first one paid off!
No delays, no problems with documents. The second one paid off too. The same windshield is changed immediately, even on the day of applying to the OD, and not to the insurance.
The rest of the companies offered me more than 100,000 for insurance in the first year. Ingos had the lowest rates and the best program.

b
bimmi 13.02.22

Katala

Why is it so expensive then?

Ingos PPC what an expensive insurance office.
Er, it's really expensive. Does insurance pay off?

S
Shasash 13.02.22

But CASCO is cheap =)

Do not know. Last year, when brokers called me, Ingos had the most expensive OSAGO. But in principle, I don’t mind - I like Ingos.

K
Katala 13.02.22

Why is it so expensive then?

S
Shasash 13.02.22

6 years will be in March, and I am insured in Ingos for 3 years.

K
Katala 13.02.22

And why OSAGO is so expensive? are you driving a little? That's why?

S
Shasash 13.02.22

Thanks! =)

v
vaz2009 13.02.22

then success in booking and protecting your car ...

S
Shasash 13.02.22

=) ) )
but I'm a law-abiding citizen =)

v
vaz2009 13.02.22

Let them try to stop...

S
Shasash 13.02.22

I would love to, but then they won’t let me outside the Garden Ring ... I think if I later put unpainted arch extensions, moldings and iron thresholds, it will somewhat improve the situation ...

v
vaz2009 13.02.22

there is only one way out, change to the tank ... and let their doors slam on it as much as you like ...

S
Shasash 13.02.22

The only thing left is to hunt down and beat =)

t
tweetyweet 13.02.22

Kick them mercilessly!

And on the topic - well, isn't it *****?

M
Miardo 13.02.22

Always happy )

S
Shasash 13.02.22

By the way! Idea!
Thanks!

M
Miardo 13.02.22

It’s easier then to cover it with a transparent armor film, which covers the bumpers

S
Shasash 13.02.22

Yes, I know that fu, not even fu, but FFFFUUUUUU! But it’s not so offensive and you can’t see the consequences of opening the doors ... = (

M
Miardo 13.02.22

No, just don't change. Well it's wretched when the detail from the main color is different. It's like on equal terms of previous generations, unpainted in the body color of the bumper ... In general, fu)))

S
Shasash 13.02.22

Lucky =)
Next year, I hope, it will also be even cheaper.

Looks really good with extensions. If I didn’t have them, there would be a dent on the wing, for sure! But it's a pity that they are painted ... Then I'll change them to unpainted ones.

M
Miardo 13.02.22

I don’t have expanders))) I want to put it, because I like how it looks with them)) but it’s a pity to spend money) but CASCO with OSAG is cheaper)

S
Shasash 13.02.22

Exactly!

T
TheFaceballs 13.02.22

... will they beat off all the sides? :)

S
Shasash 13.02.22

also an option, but until we get to it ...

T
TheFaceballs 13.02.22

Buy a portable camera and put it in a secluded place.

S
Shasash 13.02.22

not always the car is standing where the camera can capture something.

T
TheFaceballs 13.02.22

Set up a camera :)

S
Shasash 13.02.22

You won’t know here - the cars are often rearranged ...

T
TheFaceballs 13.02.22

So you have to know who is doing it...

S
Shasash 13.02.22

Yes, close to home...

T
TheFaceballs 13.02.22

Is this happening around the house?

S
Shasash 13.02.22

There is in the car ... But you need - around the car =)

T
TheFaceballs 13.02.22

Need a security guard for the car.

S
Shasash 13.02.22

=)
It's cheap, for an "SUV" =)

It works for me. Everything pays off.

s
somebody 13.02.22

yes ... now it’s not cheap to get around a helmet to owners of SUVs. Or have I been spoiled by work in insurance and discounts from colleagues?))))
I would give more than 40 thousand for insurance to give away))))

yes no ... probably would have given ...))

S
Shasash 13.02.22

Why?

Z.Y. I'm a Prado fan...

s
somebody 13.02.22

Shasash

tin… show.

Ira is not for Rav fans :)))

s
somebody 13.02.22

Well, 3 details are still left untouched :)))

S
Shasash 13.02.22

not total?

s
somebody 13.02.22

There is another funny story about how one stick that fell from scaffolding sends 12 car elements for repainting :)))

S
Shasash 13.02.22

tin… show.

s
somebody 13.02.22

I don’t know how it is with expanders, but I can show what happens to a ravine parked in the yard close to the wall (sideways) and when it doesn’t have time to slow down the killed achievement of the domestic auto industry. One hit two sides soft-boiled :)))