Mother under ryzen 3600

Tell me, does it make sense to overpay for 470/570 under the subject?
Want to take the memory 3200 gskill cl 14-16. And that picolinic not much warming up. Upgrade unlikely, 3600 just want to plug and forget. Still not a bad thing audio codec 1220, but these, mostly on the 470/570. And those that are, are like 470.. But the codec is not the main thing, the main thing that VRM is not hot and 3600 was pulled...
First chose the gig aorus ultra, but there picolinic swear... Even thought asus prime x470. First disappeared in spitalnik, second, we have ~14k.. Even msi 570 chose, it stopped... But 15K... make Sense to pay that much for the mother, under 3600...