Fps drops a lot

Drops a lot of FPS. In some locations from 100 drops to 40. For example: in the village, especially in Chapter 5. With the reduction of settings particularly does not help. Comp 16 GB of RAM, graphics card 3060 ti 6x, the processor raiser 5 5500, the game stands on ssd, swap files with a large reserve. Videocard is often loaded in the game at 70-80%, especially when the FPS drops to 40 (processor all game more than 50% did not see - it is not in him). Who had the same problem?