Your attitude to credit?
We must live within our means, especially in these dangerous times. I have very distant relatives and family of interesting characters, many years living in loans taken repayment of loans taken to repay the loan...the rent is not paid, the debt is astronomical, the eviction on the horizon, all coming in the family money is spent on booze and vacations. This is a complete P, comrades. And I don't understand how insane these loans are slapped, they even authorities can't tell patients all up.No, I believe that if you are here right now are not unable to buy something you do not need it. I understand that treatment or is there suddenly not bury it, it's understandable, it happens, but to take now, in the era dive of the ruble, loans for toys, at the risk of being in the cold with a bare ass, only a complete degenerate.
Loans cool to take when you know what will be runaway inflation. In the 90s, it was cool, took a loan of five salaries, paid dues in one and then repaid the loan for almost the price of a pack of cigarettes.
The Savior of the sheep wrote:
Cancer treatment costs about 150,000 dollars, which can afford 1 out of a million. And corrupt pharmaceutical companies put such a price tag, because I know that people have no choice.
And here You are not right.
How to explain it. This is to inform the child's illness, the need for surgery zillion thousand will gather with the world. Parents don't have that kind of money, they cannot pay for the surgery. You think that until parents collect money surgeons sit on the priest and in the mustache does not blow? No, at this time they do the operation, these are the most expensive operations. And it is all, those who are sick and who can pay for the treatment. The cost of treatment is not only the salary of a doctor, it's a lot of other expenses. And expensive drugs are not because expensive that the greedy pharmacist wants a lot of dough, and today the production of this medication are expensive + not all pharmacists can produce. This medication is enough, and sick a lot. Each patient and his relatives want to buy the medicine. Who will get it? Who is worthy to live and who will die? We can't determine. Therefore is valid the old principle of supply and demand that determines the price of drugs, services, Supreme specialists able to do the things that will save the patient's life, and that can't do other doctors.
Yes, in this case higher specialists receive high salaries. And it encourages students to aspire to learn perfectly, to work hard, continue to learn and become a better person. And society benefits from it.
There are no such people in the pharmaceutical industry to wring a fabulous price for a drug, if its production is cheap. They can produce today a certain amount of medication, and its price will be determined by the law of supply and demand.
When the aspirin was a rare cure. My father told me that when he was little, neighbor girl got sick and burned from high temperature, which is not able to bring down. One of the housemates got from the Kremlin hospital two pills, which brought down the temperature, and the girl survived. I will say that and then not let go medicine in the nation because of the corruption of pharmacists?
ColonelJason
What for such people loans easy no doubt. But loans need first of all to cheat the poor.
ihappy
You have a slightly different idea about loans. So be it.
ihappy wrote:
A moron with SN 20K(for example) loans should not take.
Half PG upset of such advice.
ihappy
A moron with SN 20K(for example) loans should not take.
I have friends who have common salary will probably 30K, so they lived with parents, lived in the apartment, then spat all and bought a house for 1.6 M in a loan, for them it can be said is the only chance to obtain housing right now is not hoarding it 10 years. Morons do they? I don't think.
A. Soldier of Light
That is, the problem is not the loan but the person that for some reason are not able to pay it.
Yes and no! Dude, I wrote that it is a double-edged sword. I have a friend that has issued the card Tinkov himself and scored his only, almost 50 Grand, but how to give, he didn't think at all, and to give it not where it was. He is now gone, the loan was not paid, I do not know his fate-this is for those people the loan is contraindicated. I get a very good idea, in principle me a loan and don't need, but there are times (and I have very often) that we need here and now, and the required amount on hand is not present, but have a credit card. And I do not care for percentages, I don't look at them, even if 50% on top-it does not bother me and not hitting me in any way. But for me, and I like loans very norms. So yeah, it all depends on the person and his earnings. I am not talking about the credit system, I'm talking about human capabilities-all in your hands!
Ioannn wrote:
Yes and no!
Where not - I see you wrote exactly what shows that to blame the man himself, and not a loan )) I said the same thing...
ihappy wrote:
Here the majority of children.
The only important thing is with whom you communicate at the moment, who discuss. If the majority of children, this does not mean that your opponents in this thread apply to them.
ihappy wrote:
That is, to think a little on the nose are unable to.
And why do they have to think with your head and your logic? Who are you, to transfer to them their worldview? )
ihappy wrote:
The question of whether to buy a computer for 150K loan, for me, definitely a sign of stupidity.
It is good that you said for me. That you are ill, the other is fine...
ihappy wrote:
A moron with SN 20K(for example) loans should not take.
Bravo, insulted millions and millions of people around the world again ^_^ the Level of culture )
A. Soldier of Light
A. Soldier of Light wrote:
insulted millions and millions of people
The only important thing is with whom you communicate at the moment, who discuss.
stalker7162534
Well, anyone that matters =] But the fact of abuse of millions there.
In Muslim countries it is strictly forbidden usury and charging interest on loans. For it is literally cut off their hands. That is why it is little as it is covered))) And of the crisis they have no no. Allah is stronger crisis!
A. Soldier of Light wrote:
It is good that you said for me. That you are ill, the other is fine...
You have to clarify. Because children are unable to understand this.
Now have a new generation who live in a little world ilyuzornom. They word curve to say. From snot cheated and offended.
And what stupidity they commit, you have no right to say.
I think that world is white and fluffy,
But dick to you. )))
The theme proo loans proof.
What normal person would ask to take me credit for the computer ???
It's necessary to be *****(himself a substitute) to the forum to ask how to spend money. ZERO liability in humans, is not there. He does not know how to manage money. He does not understand what money is and does not understand why.
But all he has to blame for his troubles.
Businessmen steal. The government does not. And he is poor and miserable, it all the way to be realized. Kids fucking talk.
And he's not alone. Others are simply shy. And then the disability plays into his hands. He believes that once he's disabled, he has obliged. You and I and the state in General.
I have the feeling that the other money easily. (and, he says, all the thieves around, because otherwise not make any money)
I won't say what I do. But I know people with disabilities who are in much worse condition, but live very well. And build homes and take taxis where necessary, not crying that he was no help.
You can always find an excuse for their laziness and stupidity. But not many can admit to himself that all their troubles, their woes and they they blame.
Easier to say that I jacket.
the credit of this country if only ooooochen need and no other option... and how people take any paracucchi it's just nonsense
shieldandsword
shieldandsword wrote:
In Muslim countries it is strictly forbidden usury and charging interest on loans. For it is literally cut off their hands. That is why it is little as it is covered))) And of the crisis they have no no. Allah is stronger crisis!
You have incorrect information.
And in addition, it is quite natural that Pakistani economic officialdom seeks by all means to prove that the country is gradually beginning to emerge from the financial and economic crisis in the first place because it largely depends on the provision of foreign economic assistance from major international organizations (WB, IMF, etc.), and in certain countries, primarily the United States. http://www.kontinent.org/article.php?aid=4bd0d526a8bf8
Taking money to the Bank to open their business or to purchase real estate, a Muslim does not pay the annual. Instead, the Bank is entitled to a share of the profits from the business of the borrower. http://www.dal.by/news/4/31-01-13-10/
The same eggs only in profile. If we repay the loan with interest, nothing more owes the Bank, then the Muslim is infinite releasing the dough to the Bank.
stalker7162534
stalker7162534 wrote:
The same eggs only in profile.
Only in the case if the business is successful and brings profit. Otherwise, the banker gets only a moral satisfaction that has assisted a devout Muslim. In any case, Allah is not blind, sees all and remembers everything (Yes everyone will be rewarded according to his deeds).
Krucinski the quiet badass
It is a bit more complicated. Even if the debtor dies, his relatives will pay his debt.
stalker7162534
My e... dude, you're about Ivan, you about the blockhead...
Loans shit in our part of the family when crnce so it's easier for small amounts of money to borrow from relatives. Th? They percent not asked if that position will include will give more time.
requiemmm wrote:
but to take now, in the era dive of the ruble, loans for toys, at the risk of being in the cold with bare ass
Don't even really matter what the ruble is taking a nosedive or taking off. Any loan implies that you need to return more than to receive. Therefore any credit on passive investing entails is not worth the loss. Another thing, if the loan is taken as active investments for the development of business and, accordingly, attraction of income - in this case, the loan is useful and fully justified.
Don't see the point without a lot, absolutely necessary to take a loan to buy a new phone or TV. Instead of service credit best to make a contribution, and then not buy a single phone and a TV, and two and still get change back!